Financial Planning

On life’s journey, you need a road map to get to your goals. A successful financial plan is about more than performance. Developing a  good financial plan provides you confidence in turbulent markets that are sure to come. Don’t risk your only shot on anyone other than a CERTIFIED FINANCIAL PLANNER™ (CFP®) Professional.

  • Assess Current Financial situation and current financial plan
  • Establish goals, timeline, priority of goals to develop a plan
  • Manage investments within the plan and risk tolerance
  • Review financial plan frequently to ensure you are still on track to accomplish your goals

Wealth Management

Wealth management is an investment advisory service that oversees your entire financial picture on a continual basis to ensure your investments, taxes, and finances are always properly aligned. True wealth management is a customized approach to addressing your financial and tax goals through regular communication and continuous updates.

  • Stocks
  • Bonds
  • Mutual Funds
  • Separately Managed Accounts (SMA’s)
  • Alternative Investments
  • Hedge Funds
  • Private Equity
  • Real Estate
  • Businesses
  • Tax Strategies and Implementation
  • Estate Planning Strategies
  • Debt Management

Tax Planning

A key component of financial planning is gaining tax efficiency. We work with you using a holistic approach that incorporates your wealth management goals to help you retain as much of your earned income as possible. We work closely with your CPA to help ensure that everything lines up between the tax strategies and the investments.

  • Tax Strategy incorporation
  • Tax-Loss Selling
  • Trust and Estates
  • Tax Credit and Incentives
  • Charitable Donations
  •  Coordinate with CPA/accountant
  • Maximize wealth management tax strategies and law changes

Retirement Planning

When can you retire and what will retirement look like? Do you have enough money to do what you want? We can help put a plan in place so you know what options you have, how much you need to contribute, and when you can retire–as well as ensure you don’t run out of money in retirement.

  • 401(k)
  • Traditional IRA
  • Back-Door ROTH IRA Conversions
  • 403(b)
  • Previous Employer Account Rollovers
  • Profit Sharing Plans
  • Restricted Stock/Bonuses
  • Navigating Required Minimum Distributions

Charitable Giving

Charitable Giving can provide some excellent tax advantages if done correctly. Knowing what options are out there and how you could benefit from them is half the battle. The other half is implementing the strategy going forward for the continued tax efficiency and benefits.

  • Donations in Kind
  • Tithing Donations
  • Donor Advised Fund
  • Charitable Remainder Trust
  • Charitable Lead Trust
  • Non-profit organization screening

Business Planning

  • Starting a business is like starting a family. You don’t want to start a business with just anyone, and you have to have an exit plan or you end up having a 45 year living in your basement. We have experience in starting, building, running and selling businesses and the connections to help make it happen when you’re ready.
  • Tax Planning
  • Cash Management Strategies
  • Lending
  • Real Estate Analysis
  • Cost Segregation and Analysis
  • Buy/Sell Agreements
  • Retirement/Benefit Plans
  • Risk Management
  • Asset Protection
  • Exit Planning

Real Estate Analysis

Most financial advisors don’t understand real estate. At Lexor we have deep roots in real estate and know the pros and cons of real estate investing as a way to diversity your portfolio, leverage growth, increase cash flow, and grow wealth with tax advantages only available through real estate investing.

  • Real Estate Porfolio Review
  • 1031 Exchanges
  • Primary Residence Planning
  • Second Home/Investment Properties
  • Purchase/Rental Contract Review
  • Real Estate Financing
  • Residential/Commercial
  • Land Acquisition/Development
  • REITS (Public and Private)


Management of both sides of the balance sheet is often necessary to take advantage of tax strategies. Education on the risks and benefits can help you make an informed decision on the best way to safely navigate risk through leveraged growth, or pay down debt quickly and reduce unnecessary interest expenses. Most people don’t realize you can easily borrow against your stock portfolio to fund business expansion, real estate purchases, and more.

  • Structured Lending
  • Securities Based Lending
  • Margin
  • Custom Lending
  • Lines of Credit
  • Loans with no monthly payments
  • Debt review
  • Reverse mortgage advice
  • Business debt


  • Unlike other companies affiliated with insurance companies, we don’t have quotas when it comes to insurance products. Insurance may or may not have a place in your strategy. We can help review your current insurance and any gaps you may have, educate you on different options, and manage any existing insurance you may have.
  • Review Current Insurance
  • Long-Term Care
  • Disability
  • Annuities
  • Life Insurance
  • 1035 Exchanges
  • Free review and analysis of existing policies

Estate Planning

Financial planning, taxes, and estate planning are all interrelated. Most people think estate planning is only for the ultra wealthy, but that is not true. Regardless of the size of your assets, proper estate planning is an effective way to protect your assets from taxes and creditors while leaving a legacy to your heirs or charitable organizations.

  • Coorindate with Attorneys to:
  • Establish/Update Trusts
  • Wills
  • Retitling accounts
  • Relocating Assets
  • Life/Business Insurance
  • Gifting Strategies
  • Power of Attorney
  • Gift and Estate Taxes

Life Transition Planning

Change is inevitable in this life, but change brings opportunity. Unexpected opportunities may arise that can dramatically alter your plans: marriage, children, inheritance, death, sale of a business, divorce–we have experience navigating these and can offer advice to help in these complex transition.

  • UTMA/UGMA Accounts
  • 529 Plan Reviews
  •  Education Planning
  • Splitting/Consolidating Assets
  • Business Sale, M&A, Dissolution
  • Financial Funeral Planning
  • Inherited IRA’s, Real Estate, Investment accounts

Portfolio Review

  • Your financial plan should be a living document. It requires constant monitoring and coordination between your goals, investments, the ever changing investments world, tax strategies, CPA’s and attorneys to name a few. As CERTIFIED FINANCIAL PLANNER™ (CFP®) Professionals, we have what it takes to ensure you are in the best hands. Set up your free portfolio review today.
  • Analysis of current financial plan
  • Analysis of Investment Returns, allocation, risk, and tax efficiency
  • Goal and progress review
  • Real Estate, business and other investment tracking
  • CPA Coordination
  • Estate Plan Review/Attorney coordination
  • No obligation, honest opinion after confidential meeting
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